Grampie in 1972.
My grandparents were married over sixty years. My grandfather was a thoughtfu, caring man and planning for his final expenses with life insurance was one of the loving gestures he did to care for his family.
Many people do not understand the differance between term and whole life. Let's explain a few of the differances.
A permanent Whole life or Universal plan lasts a lifetime often times up to age 100 and locking in the rate at your issue age. The plan can be set up as an cash building investment.
Term life lasts a certian period of time usually 10, 20 or 30 years then it must be renewed based on your older age and then must be qualified with health questions at renewal.
The rates for life insurance are based on age, health and will increase if you are a tobacco user.
Call for a life insurance quote and consultation today.
Plans For A Growing Family
Many children bubbling with energy are actively out riding their bicyles, playing kickball, running around the bases in a softball game risk the chance of an accidental injury.
Adults drving on busy freeways, boating, camping, playing tennis have the risk of an accidental injury as well. The low cost Accident and Disability plans pay cash if you need medical attention due to an accidental injury.
Young women listen up! Help your growing family with paid maternity leave by enrolling in the Disabilty plan before you become pregnant. The amount that you will be paid is based on your current salary.
Low cost critical illness and cancer plans pay out if you are diagnosed with any of these covered illnesses helping you focus on recover not on the high cost of medical expenses.
Gap insurance works with a high deductible major medical insurance plan to cut costs and reduce out of pocket medical expenses. Call for a health plan consultation today.
You have options with your Medicare Part A and Part B card.
Medicare Advantage with Prescription Drug plan or Medicare Supplement.
Part C or M.A.P.D. is handled by a private insurance company that will take over your healthcare needs. Many popular plans are H.M.O networks with zero premium cost. They also have prescription drug coverage included besides other added benefits such as dental, eyeglass or hearing aid coverage.
Medicare Supplement plans work along side original Medicare. The cost is higher but the doctor network is broader and you do not have to get a referral to see a Specialist. You also have to enroll in a stand alone Part D prescription plan siince theses plans do not have prescription drug coverage.
Call for a free consultation of various medicare plans in the Houston area and to find the right one for you. Open enrollment starts October 15 and lasts until December 7.
Mitton Benefits & Insurance Solutions
With our experience we'll customize plans according to your unique needs and situation by utilizing our knowledge of top products & carriers.
Serving with passion & integrity - treating you like family.
Our goal is to bring value, protection and quality service to our clients.
Servicing the Houston area since 2005.
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Send us a message along with your contact information and we will get back in touch with you as soon as possible.